Don’t Wait! Move Up To The House You Always Wanted

Don’t Wait! Move Up To The House You Always Wanted | Keeping Current Matters

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. In most areas, prices are still below those of a few years ago. Also, interest rates are still near 4%. However, sellers should realize that waiting to make the move while mortgage rates are increasing probably doesn’t make sense. As rates increase, the price of the house you can buy will decrease. Here is a chart detailing this point:

Buyers Purchasing Power | Keeping Current Matters

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4 Landlord Faux Pas to Avoid

Just one small tenant problem avoided can be priceless!

1. Don’t negotiate your rental price or terms before meeting and screening the prospective tenant.
It’s something we’ve all done at one time or another and have lived to regret it. In the vast majority of instances, the tenant who starts negotiating on your rental before even seeing it, is very rarely qualified financially to rent from you.
Often, landlords may allow the tenant prospect to negotiate during the viewing of the rental. The tenant may criticize the property and point out improvements he or she wants done if they were to take the rental.
Landlords sometimes give away too much and make promises in the heat of the moment because they are afraid of losing what seems like a great tenant, only to learn after the screening that the tenant wasn’t so great after all and regret some of those promises.

2. Never promise the rental to anyone without a deposit and an approved screened rental application.
Sounds crazy, right? It happens all the time! That brings me to number 3…

3. Don’t rent to friends or relatives.
Those of you who have done this know what I’m talking about. How are you supposed to handle business when you can’t have a business relationship. A landlord mentor of mine, Nick Koon used to say when asked by a friend who wanted to rent from him,
“Do you want to continue to be my friend or do you want to be my tenant?”
His point was that you cannot have both if you are going to handle your rentals as a business.

4. Never allow a tenant to call your bluff.
It is important for your rent to be paid on time and stay on top of your late paying tenants with late notices and enforce late fees. I am amazed at how many landlords skip the late notice and serve a Pay Rent or Quit Notice. These are no-nonsense landlords, right? WRONG! They think they are, right up until the Pay or Quit Notice period expires and the tenant doesn’t pay. Then they get really mad and serve ANOTHER Pay Rent or Quit Notice with another 3 or 5 days to cure depending on the state.
Don’t serve a Pay Rent or Quit unless you really mean to back up your threat of eviction at the end of that cure period. If you don’t follow through, the tenants will laugh at you and your bluff will have been called!

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Guests Coming Over? Make Sure You Have These Ready…

Before family or friends come to visit over , take care of these tasks to make your home safe and comfortable.

Visits from friends and family are common for many of us. Are you ready? Before company arrives, it pays to look around your home and see it as your guests might.

If you’ve been living with a drippy faucet, a poorly flushing toilet, or a sticking door for months, you may have forgotten that these things need attention. A little TLC can make your home friendlier, safer, and more comfortable for your guests. Here are eight things to think about:

1. Be sure your appliances are in good working order as you’ll probably need all of them. For repairs you can do yourself, see the Repair & Care articles in the Appliance section. For repairs beyond the scope of your abilities, call an appliance repairperson. If it’s time to replace a cooking appliance, check out your options in Buying Ranges, Ovens & Cooktops.


2. Explore amenities that make a great guest room. Have an empty dresser and a luggage rack on hand. Make sure there is plenty of empty space on tables and nightstands for books, jewelry, and other small items.

Mikael Damkier_faucet_dripGet faucets and plumbing is good working order. There’s nothing like a midnight faucet drip to drive your guests crazy.

3. Fix plumbing problems. Save your guests from having to put up with a poorly flushing toilet or the drip-drip of a leaky faucet. Make sure the plumbing works properly, particularly in the bathroom they will be using. For information on making basic repairs, see the sections on How to Fix a Dripping Faucet, Sink & Drain Repairs, and Septic Tank Care & Maintenance.

4. Don’t leave your guests in the dark. Be sure lamps, lights, outlets, and switches work. See the section on Electrical Systems for information about easy fixes.

5. Solve door and window problems. Doors and windows should close and latch properly to ensure both security and privacy. For information about how to weatherstrip a door, repair a windowpane, and other window and door problems, see the sections on How to Repair a Door and How to Repair Windows.


childproofing kitchens cabinetsChild-safety latches keep curious kids out of cabinets.

6. Make your home is safe for kidsif small children will be among your visitors. Many accidents happen during the excitement of visits, particularly when children are on unfamiliar turf. For safety steps you can take, see General Childproofing Techniques.


7. Organize your guest closet. Because most guest closets double as general storage, they tend to be stuffed with clutter. A great way to maximize a closet’s storage capacity, and provide plenty of hanging space for guests’ clothing, is to outfit the closet with storage organizers. SeeClosets &  Organization.

8. Be sure your fireplace is in good working condition. When you gather around the fire with friends and family, the last thing you want is to be driven away by smoke or, far worse, a chimney fire. Chimneys require cleaning periodically. You can have this done by a professional chimney sweep, or, in some cases, you may be able to do it yourself. For more information about this, see Chimney Repairs.


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Never Give Up On Yourself

If you’ve ever looked in the mirror and wondered if you should just ‘give up’ on that big goal that you’ve been pursuing, then you know exactly what it’s like to doubt yourself. Feeling this way is surprisingly normal, actually—though that doesn’t make it any more pleasant.

From time to time, we all ask ourselves if we’re doing the right things—but it’s important not to let this mindset discourage you so much that you truly do give up on yourself and your goals.

As it turns out, the only way to guarantee defeat is to give up when you don’t really want to. Unfortunately, many people take this road—but you will probably regret it if you do. If you love where you’re going and you don’t feel ‘right’ unless you’re pursuing what you truly love, then odds are good that you’re actually doing something pretty incredible. Odds are also pretty good that you’re doing something that’s right for you.

If you ever feel tempted to give up on your goals, take a good look in the mirror and remind yourself why you started. Remember other jobs and projects that weren’t right for you, and don’t be afraid to dream big. Don’t be afraid to take risks and to create opportunities for yourself. Don’t be afraid to believe in yourself.

But most of all, don’t ever give up on yourself.You’re a truly incredible person, and you have it within you to succeed.

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Doing as much as you can with what you’ve got…

As it turns out, some of the most successful people who have ever lived were people who got stuff done one step at a time. Everyone wants to succeed at the big stuff—but it’s when you develop an eye for the ‘smaller’ things that you really begin to make the world a better place.

Not as many people care about the smaller things—but small things add up to make big things. Long-term goals are achieved in small portions, and small portions of goals are achieved in our daily routines and rituals. Choosing to succeed often begins with the ‘random’ moments when nothing else is going on. What you choose to do with that extra day off, or even with that extra hour during the afternoon—these are the things that determine success.

If you ever feel limited by circumstances, then take heart in the fact that you are definitely not the only one who has felt that way. Many people give up because they don’t have enough money, resources, or talent—but in truth, the only thing that you truly need for success is the willingness to move forward, to learn, and never to give up.


Never let alack of resources stop you from dreaming big. If you can’t afford college right now, educate yourself and learn with library books while you save up for it. If you can’t afford to buy that house right now, make your apartment the nicest in the building while you work toward buying something bigger. If you don’t have the strength today to do 300 push ups, then do as many as you can—and then do crunches on top of that.

Do the very best with what you have to work with. Make yourself the most efficient professional in sight, and never miss an opportunity to work toward something better.

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Now on the Market! Hacienda Azteca in White Plains!

Hacienda Azteca Mexican Restaurant


Main Features
Interior: 3,000 sqft
6 Quarropas Street
White Plains, NY 10601

Rummy Singh Dhanoa

Rummy Singh Dhanoa

New York Real Estate Experts
(914) 9202299


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Sprinkler disclosure for residential leases goes into effect on December 3, 2014 New York

On December 3, 2014, a new law requiring that the presence of, and maintenance of, residential sprinkler systems be disclosed on all residential leases in New York. The text of the new law appears at the end of this article and can be found in Real Property Law §231-A.

Section 1 of the law requires every residential lease to contain a “conspicuous notice in bold face type as to the existence or non-existence of a maintained and operative sprinkler system in the leased premises.” Section 3 of the law further requires that “if there is a maintained and operative sprinkler system in the leased premises, the residential lease agreement shall provide further notice as to the last date of maintenance and inspection.” Since there is no exception for proprietary leases in a cooperative, they, too, fall under the requirement.

At the very least, every residential lease must contain a statement in conspicuous boldface type that says:

The leased premises (choose one of the following) is/is not serviced by a maintained and operative sprinkler system that was last maintained on __/__/__ and was last inspected on __/__/__.

There is no penalty provision contained in the law, so until there is a violation, the effect of noncompliance is unknown.

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Do good things really come to those who wait?

Let’s propose a situation. A young man is sitting in a café, waiting to order. The waitress finally arrives—and he is suddenly awestruck with how beautiful she is. He fumbles around with his menu, trying to order without looking stupid. There is no denying that he would love to take her out to lunch sometime—so what should he do?

Well, let’s say that he says to himself good things come to those who wait. Maybe, in his mind, he thinks that if he holds off and doesn’t ask her out, that they will end up meeting a different way, or that he will end up finding somebody even better. He eats his lunch, he pays, he smiles and says goodbye, and then he leaves.

Now, a quick calculation will tell us that his odds of finding someone else are pretty good. There are, after all, over 7 billion people in the world, and roughly half of them are female. If he waits, he will most surely find another opportunity to ask an attractive girl out on a date.

But then again, what if he had said this to himself when he met the attractive waitress for the first time…

Good things come to those who go out and get them.

This is the opposite frame of mind—but is it possible that there is more truth to it?

Using this logic, he might have asked her if she would like to get coffee with him sometime. Her answer might have been ‘no’, or ‘maybe’—but what if she said yes? What if they ended up being soul mates? What if they ended up getting married and having a wonderful family together?

This reality might not have come to pass had he not spoken to her. Of course, patience definitely has its virtues, and being willing to be patient can save you a lot of hassle over the course of your lifetime.

But should you literally wait for everything?

Maybe going out to get what you want and exercising patience at key points along the way is what it’s really all about.

This reality might not have come to pass had he not spoken to her. Of course, patience definitely has its virtues, and being willing to be patient can save you a lot of hassle over the course of your lifetime.

But should you literally wait for everything?

Maybe going out to get what you want and exercising patience at key points along the way is what it’s really all about.

Just do it


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Don’t live life afraid of mistakes…

Does it really hurt not to try?

Trying not to make a mistake is not always the same as not trying—but it is a line that can be difficult to spot when we start to think cautiously. Whether you’retrying to start a business, finish a project, or effect real change in your life, fear of failure can alter many of your decisions. Is it possible that your fear of making a mistake is keeping you from making bigger leaps that could pay off in the long run?


Don’t live life afraid of mistakes

Whether the mistakes you most fear are in the future or in the past, you will find that the greatest benefits come from shunning your fear of them.  Mistakes in the past cannot be changed—but mistakes in the future may or may not happen, depending upon what you do.



Believe it or not, mistakes in the future might hurt you more if you never risk making them. If you never take risks, you never make big strides forward. If you never take chances and fall, you will never learn, grow, or develop. Becoming a better version of yourself is a process that involves making mistakes and learning from them. In a sense,mistakes can be our greatest teachers. Sometimes, they can teach us more than college classes, and they can impact our lives more than even the best advice from a mentor.


So don’t be afraid of making them. Don’t be afraid to take a chance and see what happens. Plan and strategize. Try to figure out what will work the best. But at the end of the day, there is simply no substitute for giving life a try.


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What really makes us happy?

True Happiness

What really makes us happy?

As the holidays approach, it might be time to have a very honest discussion with ourselves about what really makes us happy. What do we really need to be content? Why do we often feel the need to keep buying and acquiring more?

Buying things isn’t wrong—but when we have to spend money to gain temporary happiness,we must admit that there is definitely possibility that we are looking for happiness using the wrong methods.

Instead,let’s take a moment to step back and imagine the perfect life. But instead of picturing what you would have in your perfect life, focus on what you would be doing.What would you do every day if you could do anything you wanted? What kind of career would you have? What kinds of projects would you get involved in? What would you strive to achieve?

Discovering the truth

I can’t really speak for anyone else, but I do know that when I ask myself these questions, I find that life isn’t really about the stuff in my life. My things are separated into two distinct categories. There are things that I need (bowls,plates, forks, shoes, shirts, pants, etc.), and there are things that serve as distractions (my tv, my fiction books,my video game system, my stereo, etc.).



I find that when I am truly pursuing the activities and lifestyle that I love (for me, this is writing), I have less need for distractions. I find that I would rather have less money and be able to do the things that I love to do. It means more to me to work on my book than to have the money needed to buy the latest gadget or trinket.

Everyone is different

Of course,not everybody will share these opinions with me. Some people might disagree,and some people might have a different outlook. But I still think that there’s something to be said for having an honest discussion with ourselves in this regard. Finding happiness can take a lifetime—but it doesn’t have to. If we can be willing to look closely at ourselves and to search within our own minds for the answer, then we might find that happiness is closer to home than we ever thought was possible.


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