November 1, 2012 rummy

1. Thou shalt not change jobs, become self-employed or quit your job. 2. Thou shalt not buy a car, truck or van (or you may be living in it)! 3. Thou shalt not use charge cards excessively or let your accounts fall behind. 4. Thou shalt not spend money you have set aside for closing. 5. Thou shalt not omit debts or liabilities from your loan application. 6. Thou shalt not buy furniture. 7. Thou shalt not originate any inquiries into your credit. 8. Thou shalt not make large deposits without first checking with your loan officer. 9. Thou shalt…

October 26, 2012 rummy

TRICK OR TREAT SAFETY TIPS: Parents: • Arrange for an adult to accompany trick-or-treaters. • Know the route your child will travel and give him or her a curfew. • Be sure children can see through their masks. Costumes should be easy to see, either made from light colors or marked for nighttime with reflective tape. • Dispose of unwrapped candy or candy that appears altered. • Don’t leave your children unattended. • To help plan a safe route, visit the sex offender registry at www.criminaljustice.state.ny.us/nsor/search_index.htm. Trick-or-Treaters: • Don’t eat anything from trick-or-treat bag before your parents have looked at…

October 23, 2012 rummy

So your tenant asked to use the security deposit as rent? This happens to landlords everywhere every day. The rent isn’t paid, you ask the tenant for the rent and they say, “We don’t have the rent this month, couldn’t you just take it from our security deposit?”… or … “We are moving – you’ll just have to use our security.” Most landlords are caught off guard and are dumbfounded when this happens. Beware, this is a common occurrence in the landlord business. The tenant wants to use the security deposit for a purpose other than what was agreed. How…

October 22, 2012 rummy

For many of us, the holiday season is a time that is anticipated with both joy and anxiety. Yes, we love the celebrations, the family traditions, and we have fond memories of holidays past; but along with them, we add the stresses of preparation, expectations and the fear of letdowns, or family squabbles that have happened in the past. Here we’ve provided ten tips can help you prepare for an enjoyable, meaningful holiday season. 1. Set reasonable expectations. Spend some time now setting realistic and manageable expectations for your holiday season. Understand that you can’t do everything and that there’s…

July 12, 2012 rummy

Stunning 2BR Co-Op in Yonkers- Metro North Access Gorgeous, sun-filled 2BR co-op on top floor of sought-after complex w/private elevator to Greystone train platform. Spacious rooms w/parquet floors & huge floor-to-ceiling closets throughout. Updated kitchen & bath. Master BR w/walk-in closet. Complex features 24hr doorman, new laundry rooms, outdoor pool & sun deck, new gym, saunas, basement storage, library, outdoor playground & indoor playroom. Unassigned covered parking & basement storage. Maint does not reflect Star Rebate of $87.61.   Rummy Dhanoa Real Estate Experts                                                                                                   Keller Williams Realty Group                                                                                                                914-902-3252 www.FreeNYHomeSearch.com

July 12, 2012 rummy

SHORT SALE-Spacious 2BR Condo in Peekskill- Pet Friendly This spacious and pet friendly 2BR condo is located close to all transportation, making commuting a breeze. You also have a private deck right off the dining area to make entertaining easy…especially with ample guest parking available, aside from your own space right in front of your building. This complex also offers a laundry room and pool. Short Sale-Bank Approval Required! Rummy Dhanoa Real Estate Experts                                                                                                   Keller Williams Realty Group                                                                                                                914-902-3252 www.FreeNYHomeSearch.com  

July 12, 2012 rummy

Keep Your Home Cool Without Getting Yourself Heated! It’s July and that means even in the coolest climates on earth, someone is going to need to turn on an air conditioner to keep the heat from making them miserable. Unfortunately, with the need to stay cool also come higher electric and gas bills, syphoning money from your bank account that you could be using to have fun during the month of July and the rest of the summer. The good news is that if you have a strategy and a little ingenuity, you can keep your home cool without setting…

July 5, 2012 rummy

Ossining-Single Family Short Sale Great starter home. Located close to bus, trains and highways to make commuting/travel easy. Enclosed front porch, spacious living room and kitchen, formal dining room, 3Brs, 2 full baths, finished attic with 2 rooms. Plenty of room for the large family or to accommodate visitors. Close to schools, shopping and dining. Low Priced Short Sale in Ossining. Home Being Sold As Is! Listing Courtesy of The sales team of RUMMY DHANOA – Your Real Estate Expert – Serving Westchester & Bronx  NY – (914) 902-3252 of Keller Williams Realty Group   www.FreeNYHomeSearch.com  

July 5, 2012 rummy

Charming Home Close to All in Yonkers Location is the key and this charming SF home is centrally located. Conveniently close to Cross County Shopping Center and The Empire City Casino/Yonkers Raceway. Featuring living room w/fpl, EIK w/door to deck, 4 bedrooms and 2 full baths, plus a finished walk-out basement w/half bath and access to 1 car garage and yard w/patio. Great house for entertaining. Close to all transportation, shops, dining, schools and more. In move-in condition.   Listing Courtesy of The Sales Team of RUMMY DHANOA – Your Real Estate Expert – Serving Westchester & Bronx  NY -…