November 4, 2011 rummy

Unfortunately, too many times, sellers leave great sums of money on the table when they are held in reserve, unwilling or unable to correctly prepare their home for sale. Unless you are in a situation of severe distress, money wise, there really are no excuses to not making your home “Market Ready”. It starts with de-cluttering, cleaning and staging your home and making sure that everything is in working order and good repair. You must keep in mind that buyers will almost always overestimate any type of repair or needed update and want to deduct the perceived cost from the…

October 27, 2011 rummy 2Comment

With the summer season over and the holidays quickly approaching some sellers are more anxious to sell their homes, as others will wait for the spring season to come around. The key to making a great lowball offer is to look for homes that have been on the market for an excessive amount of time. The softer the market the more likely the seller will consider the offer. Buyers can make serious mistakes when making a lowball offer. 1- Before submitting an offer, your realtor should have done a full comparative market analysis of the area the home is in.  Some…

September 6, 2011 rummy

  Rates are still in the low 4’s on 30 year fixed! FHA is still doing 3.5% down with 6% seller concessions! SONYMA is still at 4.5% with 3% down for those that qualify. They also will give 3% towards closing ! costs for free! PRICES ARE DOWN, RATES ARE LOW! IT’S AN AWESOME TIME TO BUY!

September 3, 2011 rummy

Is the Landlord Reference really the tenant’s landlord? Did you ever think the landlord reference the tenant gives you on your rental application might be false? Unfortunately, it is very common for a rental applicant to offer up a fake landlord reference, especially when he does not want you to hear what that landlord has to say about him! The purpose of The Landlord Reference Qualifier is to help you to determine if the information being given to you by the tenants’ current or past landlord is the truth. This screening technique has been succesfully tested over time by professional…

September 2, 2011 rummy

  Jobs Fall Short Major economic data and uncertainty about future Fed policy produced another volatile week for mortgage rates. Labor market weakness helped mortgage rates end the week lower. The most significant economic data this week was Friday’s monthly Employment report. Against a consensus forecast for a gain of 75K, the number of jobs remained unchanged in August, and the data for June and July was revised lower by 58K. The Unemployment Rate remained at 9.1%. Average Hourly Earnings, a proxy for wage growth, unexpectedly declined from July. In short, it was a weak report in nearly every area,…

August 26, 2011 rummy

Hurricane Preparedness Instructions and Checklist Important Information: □ Nearest hurricane shelter: □ Local Police and Fire Dept: □ Location of electric panel to shut off main breaker: □ Location of water shutoff valve in case of evacuation: □ Renters Insurance Company telephone # □ Landlord Telephone # to call landlord in case of evacuation:  Important Supplies: □ flash lights, □ batteries, □ battery powered radio, □ drinking water, □ propane camping stove, fuel □ pre-packaged nonperishable food. (Enough for 3 to 7 days), □ non-electric can opener, cooking tools. □ water – at least 1 gallon daily per person for…

August 15, 2011 rummy

Www.FreeNyHomeSearch.com Here are the IRS’s top 10 tax tips for home sellers: 1. In general, you are eligible to exclude the gain from income if you have owned and used your home as your main home for two years out of the five years prior to the date of its sale.
 2. If you have a gain from the sale of your main home, you may be able to exclude up to $250,000 of the gain from your income ($500,000 on a joint return in most cases).
 3. You are not eligible for the exclusion if you excluded the gain…

August 15, 2011 rummy

www.FreeNYHomeSearch.com 4 bedrooms 3 bath move in condition single family house near cross county shopping center, Yonkers raceway (casino) close to Rail Road and All Major transportation. This house offers Full finished w/basement door to backyard, 14×17 patio with storage underneath, fireplace, hardwood floors and a beautiful back yard for the family.1 car garage with door to finished basement that offer a half bath and gas burner that was recently installed. Taxes do not reflect the Star Exemption. Priced Perfectly