August 31, 2015 rummy

The housing market has made a strong recovery, not only in sales and prices, but also in the confidence of consumers and experts as an investment. In a New York Times editorial entitled, “Homeownership and Wealth Creation” they explain: “Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of homeowners over time has significantly outpaced that of renters, who tend as a group to accumulate little if any wealth.” Many of the points that were made in the article are on track with the research that the Federal Reserve has…

August 25, 2015 rummy

We’re all conditioned to believe that some lies are acceptable. But, in reality, there are costs and consequences to our lives whenever we lie, including stress, low self-esteem and even disease. Seventy-eight percent of the 6.5 billion people on the planet operate under the conscious level of integrity, as reported in an article featuring Gary King and The Power of Truth™ in Oprah Winfrey’s O Magazine. This week, we want to challenge you to take the 24-hour truth challenge. Here’s how it works: Starting right now, and for the next 24 hours, you decide to be honest and authentic in everything…

August 25, 2015 rummy

Some say that time is money, but ideally, time is truly more valuable than money. It’s virtually impossible to put a dollar value on the time you spend with a loved one, doing your favorite activity without interruption or enjoying a vacation. Take a minute today to reflect on how you use your time and with whom you spend it. Make sure you’re getting the most out of the time you spend each day so that you can enjoy a stellar life. Treasure every moment you have. To Realize… To realize the value of one year:  Ask a student who…

August 25, 2015 rummy

The weather is hot and so is the market. Home prices are on the rise faster than they have ever been since 2006 and the interest rates we’re seeing, while on the rise, are still very low.   You’re considering putting your home on the market to catch the wave, but you’re not sure what to do to your home to garner the best offer. Should you put in hardwood floors, granite counter tops, finish unfinished space, paint, etc? And if you did do any of these things, which one is going to get you the biggest return on your…

August 25, 2015 rummy

Everybody wants to know the secret to being successful in life. Whether it be in your career or personal life, we all want it all. The real question is: How do we get it? The answer’s a simple one: You have to fail, and you have to fail often. You have to learn all there is from each failure. It’s that simple. The only other factor is you have to be mindful enough to fail at the right things. There are certain failures in life necessary for the fruition of success. Without them, you’ll be missing a piece of the…

July 27, 2015 rummy

As the temperature continues to rise, buyers are coming out ready to purchase their dream home. Here are five reasons that you should list your house for sale now. 1. Strong Buyer Demand Foot traffic refers to the number of people out actually physically looking at homes right now. The latest foot traffic numbers show that there are significantly more prospective purchasers currently looking at homes than at any point in the last two years! These buyers are ready, willing and able to purchase… and are in the market right now! Take advantage of the buyer activity currently in the…

July 17, 2015 rummy

Kitchen trends may come and go, but one thing never changes: Whether you’re whipping up a four-course gourmet meal for 12 or reheating a slice of pizza, this room is the heart of the home. In fact, the kitchen’s multipurpose role as a place to entertain friends, tackle homework and school projects, answer emails, or just hang out with the family is on the upswing, according to local kitchen experts like Jason Landau, a professional interior designer with a master’s in architecture and owner of Amazing Spaces in Briarcliff Manor.  Perhaps the strongest trend in kitchen design is the open…

July 13, 2015 rummy

The results of Fannie Mae’s June 2015 National Housing Survey, were just released showing that more and more homeowners are warming up to the idea that now may be a great time to sell their home. The amount of respondents that stated that now is a good time to sell rose three percentage points to a survey high of 52%; which may translate to a healthier market as more homes are listed in the coming months. At the same time “the percentage of respondents who expect home rental prices to go up rose to 59% – a new survey high.” Doug…

June 8, 2015 rummy

Where Will Mortgage Rates Be in 12 Months?   One of the biggest questions plaguing the current housing market is where mortgage interest rates will be at this time next year. Over the last two months, rates have begun to creep up (see chart). Though we don’t like to project rates moving forward, we do want you and your family to have the information you need in order to decide whether to wait before buying your first house or moving up to your ultimate dream home. Here are the most current mortgage rate projections from Fannie Mae, Freddie Mac, the…

June 1, 2015 rummy

Jonathan J. Miller, the president of the appraisal firm Miller Samuel shared his sentiments on selling at this time of the year: “Based on the number of contracts signed each month, the spring is still the ‘Super Bowl’ of annual real estate sales,” June is annually the top month for the number of contracts signed, which means the properties themselves were likely listed in May. Overall, June yields 90 percent more sales than December.   Here are five good reasons to make the decision to Sell:   1. Beautiful weather makes everyone a little happier. “May weather is ideal for…