June 4, 2013 rummy

-Paying bills on time will improve my credit score – While it is definitely a good start, it is not the only thing that needs to be done. Since 35% of your score is based on your payments being on time, it is essential but it will only continue to raise your credit score slowly over time. Remember that if payment history only accounts for 35%, there is still 65% of your score that has nothing to do with missing payments. -Cancelling credit cards that you haven’t used in a while will increase your credit score – Cancelling unused credit…