April 19, 2019 rummy

Pets are family – do you have a plan for your pet in an emergency? Including pets in emergency plans helps your family’s ability to respond to an emergency. Be prepared: make a plan and prepare a disaster kit for your pet. Take these steps to add your pets to your evacuation plan. Assign pet evacuation to an adult. Everyone should know how to act during an evacuation, and that includes assigning one parent or adult to the pets. This allows the other parent and the children to focus on their part of the evacuation plan, so there’s no confusion…

April 18, 2019 rummy

There are a number of reasons why you might choose to upsize to a larger home. A bigger family, an increase in income, the need for a home workspace or perhaps a change of lifestyle. Whatever the reason, there a number of questions to consider before you decide upsizing is the next step for you. Remodeling and adding to your home is one option for creating more space, but it can be costly, and the size of your property may be prohibitive. That’s when moving to a bigger home becomes the best solution. ​ WHERE DO YOU NEED MORE SPACE?…

April 12, 2019 rummy

Air leaks in a home can emerge from cracks and openings in doors and windows. Air trapped inside the walls of your home can seep out through floorboards and around electrical outlets. It takes more energy to heat and cool your home if you have air leaks, which will increase your utility bills. To learn how to find air leaks in your home, you will need to conduct tests around your house that involve using your hand. Do an air pressure test. You can quickly check for air leaks with a simple test using household items. Seal your home by…

April 10, 2019 rummy

Hardwood floors bring an earthy, warm beauty to your home. They’re durable and, with proper care, last for decades. You can keep them looking lovely by following these tips on how to clean hardwood floors. Hiding scratches: If you’ve got a good eye for matching colors, you can actually use crayons or markers or purchase wax sticks from the hardware store to fill-in scratches. Try to match the stain color on your floors, but don’t worry if it’s a little off. If the color is close, once the scratch is filled, it’ll look like a variation in the wood grain….

April 9, 2019 rummy

You don’t want to overprice the house because you’re going to lose the freshness of the home’s appeal after the first two to three weeks of showings. Demand and interest wane after 21 days or so. Of course, there’s nothing stopping you from dropping your price later, but this can be a matter of too-little-too-late. When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area….

April 5, 2019 rummy

We have discussed time and again the advantages of owning a home over renting, and not only has the majority of Americans agree to these, but surveys say the same things too. Money spent on a mortgage is money well spent and help build one’s financial wealth. The National Association of Realtors (NAR) recently broke down the equity gained from price appreciation and principal payments in their Economists Outlook Blog. Homeowners who purchased their homes five years ago have already gained almost $80,000 in equity over that time with 80% of the gains coming from price appreciation. For a homeowner…

April 4, 2019 rummy

If you’re thinking of selling your house this year, now is the best time to do it. You may have missed the first spot in the market as there are a lot of sellers who took advantage of the slow down last winter, but with the influx of buyers jumping in, there could never be a better time than now to put your home for sale. New research from realtor.com shows that the first week of April is actually the best time to list your house for sale! The report used “trends in median listing prices, views per property on…

April 3, 2019 rummy

Time and again, the truth is often compromised for the sake of selling. Overextending headlines are one of the most common examples of this. People are smarter and there are less and less who will fall victim to false claims. Nevertheless, here are two recent headlines that are deviated from facts that you should know about. Actual Headline #1: Cash-out refis are back – will homes become ATMs again? The real story: The headline is accurate – to a point. It is true that the percentage of refinances in which the homeowner received cash at the closing has increased to…

April 2, 2019 rummy

To many, the down payment is the primary reason for holding back on buying their dream home. This tax season could be the best time to make a decision about whether you should buy now or wait longer. According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year. Tax refunds are often thought of as ‘extra money’ that can be used toward larger goals. For anyone looking to buy a home in 2019,…

March 30, 2019 rummy

One of the most effective selling tools is pricing. With the values of homes varying from region to region, finding the sweet spot wherein buyers will still be interested without compromising the seller’s return in value is harder than most people realize. According to CoreLogic’s latest Home Price Index, home values have risen at over 6% a year over the past two years, but have started to slow to 4.4% over the last 12 months. By this time next year, CoreLogic predicts that home values will be 4.6% higher. ​ With prices slowing from their previous pace, homeowners must realize…