January 12, 2017 rummy

  It appears that Americans are regaining faith in the U.S. economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys: The University of Michigan Consumer Sentiment Index National Federation of Independent Businesses’ Small Business Optimism Index CNBC All-America Economic Survey The Conference Board Consumer Confidence Survey It usually means good news for the housing market when the country sees an optimistic future. People begin to dream again about the home their family has always wanted, and some make plans to finally make that dream come true. If you are considering moving up…

January 10, 2017 rummy

Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to do it on their own. In today’s market: you need an experienced professional! You Need an Expert Guide if You Are Traveling a Dangerous Path The field of real estate is loaded with land mines; you need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and is ready for you to move into can be tricky. An agent listens to your wants…

December 29, 2016 rummy

  As we are about to bring in the New Year, families across the country will be deciding if this is the year that they will sell their current house and move into their dream home. Many will decide that it is smarter to wait until the spring “buyer’s market” to list their house. In the past, that might have made sense. However, this winter is not like recent years. The recent jump in mortgage rates has forced buyers off the fence and into the market, resulting in incredibly strong demand RIGHT NOW!! At the same time, inventory levels of…

December 29, 2016 rummy

Whether you’re thinking about getting out of the rat race or you’ve already dipped your toes into the investment pool, information is a tool that you cannot afford to build a foundation without. Alongside fear, overconfidence is responsible for hindering the success of many entrepreneurs. Think about it. What keeps most people from investing or being able to bounce back from a setback? The fear of failure keeps the majority of Americans stuck in what they believe is ‘job security’, when in fact a high percentage of the population is one medical emergency away from being on the street. So…

July 11, 2016 rummy

As a seller, you will be most concerned with the ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not with price but instead with the ‘long term cost’ of the home. Many economists have pointed to Brexit (Britain’s exit from the European Union) as a reason that interest rates will remain low for the next few months. But Trulia’s Chief Economist Ralph McLaughlin warns that this will not always be the case in a recent post: “While the departure of the UK from the European Union has…

April 29, 2016 rummy

Some Highlights: 2015 marks the first year-over-year increase in investment home sales since 2011. 62% of all investment homes purchased were single family homes. The South saw the highest percentage of investment home sales (39%) with the West coming in second (28%). www.NYREEX.com    

October 22, 2015 rummy

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago. There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history. The…

August 25, 2015 rummy

The weather is hot and so is the market. Home prices are on the rise faster than they have ever been since 2006 and the interest rates we’re seeing, while on the rise, are still very low.   You’re considering putting your home on the market to catch the wave, but you’re not sure what to do to your home to garner the best offer. Should you put in hardwood floors, granite counter tops, finish unfinished space, paint, etc? And if you did do any of these things, which one is going to get you the biggest return on your…

April 20, 2015 rummy

The good news is that there are some things you can do to not only make the job easier, but also to speed up the process so you can make it go faster. 1. Add a lazy Susan to your fridge If you’re already taking everything out to give the fridge a good scrub, add a lazy Susan to each shelf before you restock. Being able to spin it to access things in the back will cut down on spills and make your next spring cleaning that much easier.   2. Disinfect your sponge If you’ve got a big job…

January 13, 2015 rummy

Before family or friends come to visit over , take care of these tasks to make your home safe and comfortable. Visits from friends and family are common for many of us. Are you ready? Before company arrives, it pays to look around your home and see it as your guests might. If you’ve been living with a drippy faucet, a poorly flushing toilet, or a sticking door for months, you may have forgotten that these things need attention. A little TLC can make your home friendlier, safer, and more comfortable for your guests. Here are eight things to think about: 1. Be sure your…