March 30, 2015 rummy

Some people stop moving forward because they don’t believe that they have what it takes to accomplish the next objective. This could happen in many different ways. Some people don’t apply for promotions, for example, because they simply don’t believe that they could possibly get them. Some people don’t even think about starting a business because they don’t think that they are ‘smart enough’ to do so. Some people shy away from volunteering for special projects because they doubt whether or not they have the skills necessary to be useful.   These are all relatively common types of thoughts for…

March 4, 2015 rummy

A Westchester town took top honors in a well-known real estate website’s recent 10 Best Places To Live in New York list. Movoto.com — a real estate website known for its catchy, algorithm-based top 10 lists — ranked Mamaroneck as the best town in New York state to live in. In addition, Westchester towns made up 9 of the top 10 spots on the real estate website’s list. Steve Altieri, Mamaroneck town administrator, said that Mamaroneck’s diverse population, community volunteerism, and coastal location were among the town’s finer points. “Mamaroneck is a coastal community, only 35 minutes from New York…

February 19, 2015 rummy

With the pressures of being a mom, dad, wife, husband, employee, taxi service, care giver and all the other things we do in life, it’s hard to take a moment to enjoy a little peace, quiet and happiness.    Many of us look for big, monumental occasions to give us meaning, to provide us with happiness. It’s the birthday celebrations, the anniversary parties, the big holiday to-dos that we look forward to where we can finally say: “I’m happy”. In the end, though, those a just events and once the lights go down and the party is over, it’s time…

February 12, 2015 rummy

Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build wealth. Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. Some of the findings revealed in their report: §The average American family has a net worth of $81,200 §Of that net worth, 61.4% ($49,856) of it is in home equity §A homeowner’s net worth is over 36 times…

February 4, 2015 rummy

As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home. Let us explain. There are many factors that influence the ‘cost’ of a home. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change…

January 6, 2015 rummy

If you’ve ever looked in the mirror and wondered if you should just ‘give up’ on that big goal that you’ve been pursuing, then you know exactly what it’s like to doubt yourself. Feeling this way is surprisingly normal, actually—though that doesn’t make it any more pleasant. From time to time, we all ask ourselves if we’re doing the right things—but it’s important not to let this mindset discourage you so much that you truly do give up on yourself and your goals. As it turns out, the only way to guarantee defeat is to give up when you don’t really…

November 19, 2014 rummy

Let’s propose a situation. A young man is sitting in a café, waiting to order. The waitress finally arrives—and he is suddenly awestruck with how beautiful she is. He fumbles around with his menu, trying to order without looking stupid. There is no denying that he would love to take her out to lunch sometime—so what should he do? Well, let’s say that he says to himself good things come to those who wait. Maybe, in his mind, he thinks that if he holds off and doesn’t ask her out, that they will end up meeting a different way, or…

November 4, 2014 rummy

What really makes us happy? As the holidays approach, it might be time to have a very honest discussion with ourselves about what really makes us happy. What do we really need to be content? Why do we often feel the need to keep buying and acquiring more? Buying things isn’t wrong—but when we have to spend money to gain temporary happiness,we must admit that there is definitely possibility that we are looking for happiness using the wrong methods. Instead,let’s take a moment to step back and imagine the perfect life. But instead of picturing what you would have in your perfect…