April 10, 2019 rummy

Hardwood floors bring an earthy, warm beauty to your home. They’re durable and, with proper care, last for decades. You can keep them looking lovely by following these tips on how to clean hardwood floors. Hiding scratches: If you’ve got a good eye for matching colors, you can actually use crayons or markers or purchase wax sticks from the hardware store to fill-in scratches. Try to match the stain color on your floors, but don’t worry if it’s a little off. If the color is close, once the scratch is filled, it’ll look like a variation in the wood grain….

April 9, 2019 rummy

You don’t want to overprice the house because you’re going to lose the freshness of the home’s appeal after the first two to three weeks of showings. Demand and interest wane after 21 days or so. Of course, there’s nothing stopping you from dropping your price later, but this can be a matter of too-little-too-late. When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area….

July 11, 2016 rummy

As a seller, you will be most concerned with the ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not with price but instead with the ‘long term cost’ of the home. Many economists have pointed to Brexit (Britain’s exit from the European Union) as a reason that interest rates will remain low for the next few months. But Trulia’s Chief Economist Ralph McLaughlin warns that this will not always be the case in a recent post: “While the departure of the UK from the European Union has…

April 1, 2016 rummy

Some of the housing headlines are causing concern for some consumers who are in the process of either buying or selling a home. Pundits are concerned over the lack of new construction or the month-over-month sales numbers. Let’s set the record straight; 2015 was a good year for residential real estate in the United States and 2016 is starting out stronger. Here is a graph of total homes sold (new construction and existing homes) in the first two months in 2016 compared to last year:   Will this momentum continue? If we look at foot traffic (the number of purchasers…

October 22, 2015 rummy

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago. There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history. The…

June 1, 2015 rummy

Jonathan J. Miller, the president of the appraisal firm Miller Samuel shared his sentiments on selling at this time of the year: “Based on the number of contracts signed each month, the spring is still the ‘Super Bowl’ of annual real estate sales,” June is annually the top month for the number of contracts signed, which means the properties themselves were likely listed in May. Overall, June yields 90 percent more sales than December.   Here are five good reasons to make the decision to Sell:   1. Beautiful weather makes everyone a little happier. “May weather is ideal for…

March 25, 2015 rummy

Make every day count. Steve Jobs, the founder of Apple Computers, really did a good job of summarizing this idea when he spoke this quote into existence…  “For the past 33 years, I have looked in the mirror every morning and asked myself: ‘If today were the last day of my life, would I want to do what I am about to do today?’ And whenever the answer has been ‘No’ for too many days in a row, I know I need to change something.” -Steve Jobs    What are you going to do today? You, just like every other…

March 3, 2015 rummy

Don’t be surprised… we all have them. In fact, for most people, a bad day at least once per week is a common thing. It could be caused by any number of things. Maybe it’s Monday and you would rather be anywhere than at work. Maybe you don’t feel good. Maybe you just paid the bills and have barely enough money in your account to cover getting to work and back for the rest of the week. Maybe you are tired of friends who put your down and managers who make it their mission to cause you misery. Whatever the…

January 19, 2015 rummy

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. In most areas, prices are still below those of a few years ago. Also, interest rates are still near 4%. However, sellers should realize that waiting to make the move while mortgage rates are increasing probably doesn’t make sense. As rates increase, the price of the house you can buy will decrease. Here is a chart detailing this point:   www.NYREEX.com  

September 15, 2014 rummy

Spend 3 minutes meditating every day Meditation doesn’t have to be incredibly deep to be effective. Find a nice peaceful place,sit on the ground, close your eyes, and just ‘be’. Don’t think about work,don’t think about money—don’t think about anything but the here and now. If you can do this once every day, you will be amazed at the difference that it can make. Keep things in perspective Getting insulted by your boss can be very hurtful and discouraging, but keeping things in perspective can help to neutralize feelings of anger or resentment—both of which contribute to a life of…